ATTORNEY HOLDING LL.M. MASTER OF LAWS TAXATION & CPA.
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ATTORNEY HOLDING LL.M. MASTER OF LAWS TAXATION & CPA.
TAX law is complex. attorney ALENA MILES AIMS AT legal TAX solutioNS.
Bankruptcy Lawyer | Bankruptcy Attorney Near You | ATTORNEY
Why Work With a Bankruptcy Lawyer?
Filing for bankruptcy is a legal process that involves many steps and detailed paperwork. A lawyer can help you understand your options, file correctly, and avoid common errors that could delay or jeopardize your case. Whether you’re considering Chapter 7 or Chapter 13, legal guidance can make the process more manageable and reduce stress.
Bankruptcy Services Include:
➤ Chapter 7 Bankruptcy
Eliminate most unsecured debts like credit cards and medical bills. As a Chapter 7 bankruptcy attorney, we’ll determine your eligibility, file your petition, and protect your assets as much as the law allows.
➤ Chapter 13 Bankruptcy
Need to protect your home or car from repossession or foreclosure? Chapter 13 debt relief lets you create a manageable payment plan over 3 to 5 years. Let our Chapter 13 bankruptcy lawyer help you fight for your financial future.
➤ Foreclosure Defense
If you're facing foreclosure, we offer foreclosure defense legal services to help you keep your home or negotiate a favorable resolution.
➤ Stop Wage Garnishment
Is your paycheck being garnished? You may be able to stop it immediately by filing for bankruptcy. A wage garnishment attorney can help protect your income.
➤ Debt Consolidation & Legal Debt Relief
We’ll evaluate your financial situation and offer debt consolidation strategies that may include legal options outside of bankruptcy, when appropriate.
Frequently Asked Questions About Bankruptcy
1. What is bankruptcy?
Bankruptcy is a legal process that allows individuals or businesses struggling with debt to either eliminate it or create a repayment plan. A bankruptcy lawyer can help you understand whether Chapter 7 or Chapter 13 bankruptcy is right for your financial situation.
2. What’s the difference between Chapter 7 and Chapter 13 bankruptcy?
- Chapter 7 bankruptcy (also known as liquidation) eliminates most unsecured debts, such as credit cards and medical bills.
- Chapter 13 bankruptcy (reorganization) allows you to pay off your debt through a court-approved repayment plan over 3 to 5 years.
Not sure which one you qualify for? Contact a Chapter 7 or Chapter 13 bankruptcy attorney to review your case.
3. Will I lose my home or car if I file for bankruptcy?
Not necessarily. Filing for Chapter 13 bankruptcy can stop foreclosure and allow you to catch up on mortgage or car loan payments. In Chapter 7, certain assets may be protected under state or federal exemption laws. A bankruptcy attorney will work to protect your most important assets.
4. How long does bankruptcy stay on my credit report?
A Chapter 7 bankruptcy typically remains on your credit report for 10 years, while Chapter 13 remains for 7 years. However, many people begin rebuilding credit shortly after filing and can qualify for loans or credit cards within 1-2 years.
5. Can bankruptcy stop wage garnishment or lawsuits?
Yes. Filing for bankruptcy triggers an automatic stay, which immediately stops:
- Wage garnishments
- Lawsuits
- Foreclosures
- Repossessions
- Creditor harassment
Speak with a wage garnishment attorney or bankruptcy lawyer near you to stop collection actions fast.
6. How much does it cost to file for bankruptcy?
The total cost includes:
- Court filing fees
- Credit counseling courses
- Attorney fees
7. Do I need a lawyer to file for bankruptcy?
While it’s possible to file on your own (“pro se”), bankruptcy laws are complex and mistakes can be costly. Bankruptcy attorney helps ensure your paperwork is accurate, deadlines are met, and your rights are fully protected.
8. Will bankruptcy eliminate all my debts?
Bankruptcy can eliminate most unsecured debts like:
- Credit card debt
- Medical bills
- Personal loans
- Utility bills
However, certain debts may not be discharged, such as:
- Student loans (in most cases)
- Child support or alimony
- Recent tax debts
- Court fines or restitution
A debt relief lawyer can review your situation and explain what debts you can legally discharge.
9. How soon can I rebuild credit after bankruptcy?
Many clients begin rebuilding credit within months by:
- Getting a secured credit card
- Making on-time payments
- Keeping balances low
Bankruptcy is a fresh start, not a financial end. We’ll help you plan your recovery from day one.
10. How do I get started with a bankruptcy filing?
Start by scheduling a consultation with a local bankruptcy attorney. We'll evaluate your financial situation, explain your options, and guide you step by step through the filing process.
Contact Us
Bankruptcy
Get help filing for Chapter 7 or Chapter 13 bankruptcy. Learn how to stop wage garnishment, avoid foreclosure, and reduce debt. Serving individuals and families in Tampa, Orlando, Sarasota, North Port, Venice, Bradenton, Fort Myers, Naples, Ocala, and surrounding areas in Florida’s Middle District.
Hours
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
ATTORNEY LEGAL, P.A. IS THE LAW FIRM LED BY ATTORNEY ALENA MILES, ESQ., LL.M. (TAXATION), CPA
ATTORNEY HOLDING ll.m. Master of laws Taxation & cPA.
Attorney Alena Miles holds a LL.M. degree Master of Laws Taxation, and she is a Certified Public Accountant with over 15 years of experience as a CPA in federal, state and international tax, including working with small, medium, and large billion-dollar businesses.
BANKRUPTCY ATTORNEY
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